Welcome to University of Michigan Health Plan

UM Health Plan Coverage is Ending

More than 40 years ago, our local health system and a group of physicians laid the foundation for a health plan that would eventually provide quality health care to thousands of members in mid-Michigan and beyond. Physicians Health Plan, now called University of Michigan Health Plan (UM Health Plan), has proudly helped individuals, families, and employer groups access the care they need to live their best lives.  

We believe our plans and our people have made a positive impact on the communities we serve. But like many health plans, UM Health Plan has experienced significant financial losses over the past few years. Despite efforts to maintain the plan, a variety of factors have made it unsustainable to continue offering the high level of service our members deserve.  

Therefore, coverage through UM Health Plan will end Dec. 31, 2025.* We will continue to honor the terms of all current health insurance contracts for services rendered through that date.  

We encourage all members, employers, agents, and providers to review the Frequently Asked Questions in their respective sections of our website. From all of us at UM Health Plan, it has been our pleasure and privilege to serve you.  

*Coverage for select employer groups ends on January 31, 2026. If you are covered under an employer group plan, please contact your employer for more information.